Insurance

Comprehensive insurance

Comprehensive insurance covers you for any damage to your vehicle in an accident, if hit by hail or other debris, is stolen, fire damaged or deemed a total loss. With finance over a vehicle this is required to securitise the cover for the vehicle and we provide a copy to the financer. We can also provide you with insurance for any other item you have.

Shortfall insurance

This cover provides the difference between an insurance payout and any finance owing over a vehicle. Say if you were to finance the full amount on a car for example, and have market value insurance, the insurance payout may not be sufficient and may have to pay out of pocket to cover the finance payout. This insurance covers different levels of amounts to ensure that you don’t have to pay additional money should something happen to your vehicle.

Credit Insurance

Credit insurance has a number of different cover combinations. Whether you wish to protect yourself in the unfortunate circumstance that you lose your job, are made redundant, or for peace of mind that if you were injured, temporarily disabled or as a worst case loss of life this insurance means that the repayments on your loan are covered and not left to someone to take over.